'Biblical Insights on Confronting the Bible Extortioner: A Christian''s Guide'

Bible Extortioner

Extortion and the use of the term "extortioner" are mentioned multiple times in the Bible, particularly in the King James Version and some modern versions. The concept of extortion involves someone taking something from another person through threats or coercion. Extortioners demand payment or actions to avoid negative consequences. For example, blackmail and kidnapping for ransom are forms of extortion. In many thrillers, the plot revolves around an extortionist who forces someone with security clearance to provide security codes under threat of harm to their family.

The term "extortioner" is used in 1 Corinthians 5:10 and 6:10 in the King James Version. However, most modern versions use the term "swindler" instead. The Greek word translated as "extortioner" in these passages refers to someone who takes things out of greed and self-interest without regard for the person being defrauded. Scripture often uses broader terms to describe different types of crimes, such as robbery, theft, assault, battery, manslaughter, and murder. In this case, whether something is taken by force, threat, or deception, the underlying heart attitude remains the same: a selfish desire to take without concern for others. This sin, if found in a professing Christian, calls for church discipline (1 Corinthians 5:10–11) and ultimately indicates that the person may not be a true believer (1 Corinthians 6:10).

In some instances in the Old Testament, lenders or creditors are also referred to as extortioners depending on the version being used. Whether criminality is implied depends on the context, and sometimes it may be unclear or irrelevant. For example, in Psalm 109:10, David prays against his enemies and asks that "the creditor may take all [his enemy] owns." In this context, it doesn't matter if the creditor is legitimate or an extortioner.

In modern times, creditors and extortioners are sometimes merged into a single individual, often known as a "loan shark." A loan shark lends money at exorbitant interest rates to desperate individuals, even when there is no foreseeable means of repayment. Threats of violence may follow, leading to further criminal activities to satisfy the debt. These actions are clearly condemned in Scripture.

Lending money to someone who cannot repay it and then extorting repayment is immoral. That's why in legitimate loans, borrowers must provide evidence to banks that they have reasonable means of repayment, and interest rates are heavily regulated. One of the causes of the economic crash in 2008-09 was that banks approved loans for people to buy homes that were far beyond their means to afford. Consequently, mass defaults on those loans occurred.

There is a growing demand for "social justice" that advocates for the forgiveness of student loans. Some argue that any demand for loan repayment or foreclosure on a home amounts to extortion: "If you don't pay, I will take your house and put you and your family on the street." However, legitimate loans agreed upon by the borrower at the time of borrowing should be repaid. Demanding loan forgiveness under threat of sanctions may itself be a form of extortion. Psalm 37:21 states, "The wicked borrow and do not repay."

While the Bible cautions against the dangers of debt, it does not forbid all lending or borrowing money or charging interest. Not everyone who lends money is an extortionist. However, even in cases where no extortion or excessive interest is involved, Proverbs 22:7 warns that "the borrower is slave to the lender" (King James Version).

Why This Matters

Understanding the concept of extortion and its biblical perspective is important for Christians. It helps us recognize and avoid participating in activities that harm others by taking advantage of their vulnerability or financial difficulties. By adhering to biblical principles, we can ensure that our financial dealings are fair, just, and compassionate.

Think About It

1. Have you ever encountered situations where individuals or organizations used extortion to gain something from you or others? How did you respond?

2. What measures can Christians take to ensure their financial dealings align with biblical principles and avoid participating in extortionary practices?

3. In what ways can the concept of "the borrower is slave to the lender" be applied in our modern society? How can Christians navigate this principle while still engaging in responsible borrowing and lending?